Tag Archives: loan

3 Refinance Trends in 2012 – Likely to Continue

Remember the days of the ‘cash out refi’?  When homeowners eager to make a large purchase, consolidate debt, or splurge on a big vacation, would pull money (equity) out of their homes through a refinance. Those days seem to be … Continue reading

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What Are The 4 C’s of Mortgage Lending?

And you just thought the 4 C’s were for diamonds! The mortgage industry has it’s own version, and these 4 C’s determine whether or not there is a loan to be made. Since the financial meltdown a few years ago, … Continue reading

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Quick Post – Home Buying Tip

Get Pre Approved for a mortgage before you call a Realtor and start shopping for your dream home. Many people start by contacting a Realtor and looking at properties.  This is fine if you are a cash buyer.  But if you’ll … Continue reading

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What’s in a Credit Score Anyway?

Ahhhh….the mystery of credit scores.  Those secret little numbers that come from the big three credit bureaus (Experian, Transunion, Equifax). Your scores can make or break that loan application you filled out for a new mortgage, car loan, home improvement loan…really … Continue reading

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Ever Wonder How Your Mortgage Rates Are Determined?

Pop Quiz.  Which of the following is a factor in determining your individual mortgage rate? a) Your Loan Term b) Ben Bernanke and the FED c) The little old man behind the green curtain One of the more frequently asked questions … Continue reading

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