Category Archives: Home Buying

Low Home Appraisals Are Still A Problem

A couple of weeks ago, I posted an article about the dominance of refinances in the mortgage market (see here). This trend is likely to continue, at least for the near term, as housing values continue to delay, cancel, and … Continue reading

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Top 3 Most Stressful Life Experiences

The top 3 most stressful life events as rated by Americans: Death Divorce Moving Moving? Really? Yep.  It seems everyone dreads the process.  Reasons given for cause of stress include: Deciding when and where to move Worrying about how much … Continue reading

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Refinances Dominate Market

I read an interesting article this morning, about mortgage loan market share (I know, who really thinks that is interesting).  What struck me was the actual number of refis taking place vs. purchases. The current number is 81.2% of all mortgage … Continue reading

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What to Look for During Your Final Walkthrough

This step is a must! Do not let yourself become distracted by furniture placement just yet. Final walk-through are not a home inspection. This is not a time to begin negotiations with the seller to do repairs, nor is it … Continue reading

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What Types of Insurance Does A Home Owner Need?

Like all valuable possessions in your life, you want to make sure your home is insured. Insurance will be required to obtain a mortgage anyway, so get shopping for a new policy! Different Types of Policies 1) Homeowner’s Insurance (Hazard … Continue reading

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Should You Pay for a Home Inspection?

Many home buyers debate the necessity of a home inspection before they buy.  “We’re already spending enough on the house. Besides, it looks good to me.” But can you really afford not to?  There are so many hidden elements to … Continue reading

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How to Write An Offer in Any Market

When purchasing a house, your offer to the Seller is a critical step.  There are protocols to follow, and you want to make sure that you complete the process correctly. The current market conditions can also dictate how you will write your … Continue reading

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How Do You Choose a Buyer’s Agent?

With so much good information available online, do I really need to hire a Realtor to help me buy a home? Legally no. But I would highly recommend working with an agent. The advantages to working with a good agent … Continue reading

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Questions To Ask Yourself Before You Buy

Thoughtfully Consider Your Purchase… This may sound like a no brainer, but if you’ve never gone through the process of buying a home, you’ll find that there is much to think about. Buying a home can be one of the … Continue reading

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5 Steps To Win A Mortgage Loan

Originally posted on DynamicHan Group:
  A variety of factors can keep you from qualifying for a mortgage. The big ones include a low credit score, insufficient income for the size of the loan you want, insufficient down payment and…

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