Author Archives: go2mortgageguy

Improving Markets Index Expands To 99 in September

Originally posted on Eye on Housing:
The number of improving housing markets across the country rose to 99 in September, up from 80 metros that were listed as improving in August. The index now includes representatives from 33 states as well as…

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What Types of Insurance Does A Home Owner Need?

Like all valuable possessions in your life, you want to make sure your home is insured. Insurance will be required to obtain a mortgage anyway, so get shopping for a new policy! Different Types of Policies 1) Homeowner’s Insurance (Hazard … Continue reading

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Should You Pay for a Home Inspection?

Many home buyers debate the necessity of a home inspection before they buy.  “We’re already spending enough on the house. Besides, it looks good to me.” But can you really afford not to?  There are so many hidden elements to … Continue reading

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How to Write An Offer in Any Market

When purchasing a house, your offer to the Seller is a critical step.  There are protocols to follow, and you want to make sure that you complete the process correctly. The current market conditions can also dictate how you will write your … Continue reading

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How Do You Choose a Buyer’s Agent?

With so much good information available online, do I really need to hire a Realtor to help me buy a home? Legally no. But I would highly recommend working with an agent. The advantages to working with a good agent … Continue reading

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Questions To Ask Yourself Before You Buy

Thoughtfully Consider Your Purchase… This may sound like a no brainer, but if you’ve never gone through the process of buying a home, you’ll find that there is much to think about. Buying a home can be one of the … Continue reading

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Top 5 Remodeling Projects That Add Value

Looking to add some value to your home? Who isn’t, right? Remodeling Magazine issues an annual Cost vs. Value Report, which highlights 35 projects done around the home. The average price paid by consumers is compared with how much additional … Continue reading

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When Paying Your Mortgage, Faster is Better

Originally posted on RE/MAX Rewards:
It’s no secret that paying off your mortgage before the loan term is up can save you some big bucks. Putting a little extra money toward your principle each month can really add up,…

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Want A Better Mortgage Loan Rate?

Originally posted on The Joy of Tax Law:
If you want a better loan rate than your mortgage lender is offering, you might be able to buy it down via points. Each point is one percent of the mortgage amount…

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5 Steps To Win A Mortgage Loan

Originally posted on DynamicHan Group:
  A variety of factors can keep you from qualifying for a mortgage. The big ones include a low credit score, insufficient income for the size of the loan you want, insufficient down payment and…

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