Get Pre Approved for a mortgage before you call a Realtor and start shopping for your dream home.
Many people start by contacting a Realtor and looking at properties. This is fine if you are a cash buyer. But if you’ll require a mortgage to purchase, then speaking with a Mortgage Professional should be your first move.
A good Mortgage Professional will be able to walk you through the various loan options, and discuss your overall ability to qualify for a loan. This way you’ll be armed with the knowledge of what you can actually afford.
Most sellers and their agents want to see that you have been pre-approved beforehand anyway!
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